Mas Salud Cover

Mas Salud plan provides complete, high quality cover while giving you access to all the facilities and specialists within the Sanitas extensive network of medical associates.

More so this plan can also have reimbursement option added from 50.000€ to 300.000€ limit per year, so you can use the policy outside medical network in Spain and worldwide.

COVERS
  1. PRIMARY CARE 
  • General Medicine (GP).
  • Paediatrics – care of children until the y are 15 after they can use a GP.
  • Nurse care service: Includes healthcare at the healthcare centre and at home.
  • Emergencies: These include healthcare provided in permanent emergency centres.
  • Clinical Analyses.
  • Transfer of sick person by ambulance- performed by land.
  • Preventive medical check-ups.
  • Basic Diagnosis tests and procedures, ( Ex analysis and general radiology)
2. MEDICAL CARE PROVIDED BY SPECIALISTS
  • Specialist medical care, including outpatient surgery
  • Genetic studies: Comprises only those necessary for diagnosis and/or prescription of treatment of affected and symptomatic patients.
  • Additional methods of diagnoses. Radiology, CT scanner, electrocardiogram
  • Ultrasound, allergy tests.
  • Functional tests.
  • Cobalt therapy, chemotherapy, rehabilitation,
  • Obstetric-Gynaecological Nursing (Midwifery)- Care provided by a midwife will be available only for hospital-based child delivery
  • Speech and Language Therapy: It is included only when related with organic processes, to a maximum of 6 months a year per Insured.
  • Podiatry (Chiropody exclusively).
3.HOSPITAL CARE
  • Hospitalisation
  • Surgical intervention
  • Intensive Care Unit
  • Childbirth
  • Clinical Psychology
  • Single room with bathroom as well as all the expenses arising from hospitalisation: Accommodation, meals, medication.
  • Bed for companion
  • For all specialities: medical fees, costs arising from surgery
4.DENTAL COVER
  • More than 30 services included in your policy: consultations, cleaning, diagnostic tests, fluoridation etc.
  • Discounts of up to 21% Dental pricing is set within the Sanitas network, so that you know the fees you are paying in advance.
  • Access to the exclusive Millennium Dental Centres: These centres are equipped with the latest technology and all dental specialities and diagnostic tests are available under one roof.
  • Modern treatments using state of the art technology, at your service: All the benefits of a quality dental plan provided by the leading medical insurer in Spain
5. WORLDWIDE EMERGENCY HEALTHCARE.
  • Emergency overseas travel assistance: In collaboration with Europ Assistance, up to a maximum of €12,000 per person, per claim.
  • Covers expenses from doctors, surgeons, hospitals and/or clinics outside Spain as a result of medical attention received abroad, derived from an illness or accident occurring abroad.
  • Doctors’ fees
  • Drugs prescribed by a doctor or surgeon
  • emergency dentistry fees, excluding endodontics, aesthetic reconstructions from earlier treatments, oral cleaning, prosthesis, crowns and implants, these are covered by the previous amount up to a maximum of €241 per Insured.
  • Hospitalisation costs
  • Costs for ambulance services requested by a doctor for a local journey
6.WAITING PERIODS *
  • Vital Emergencies: IMMEDIATE ( possible death within 24h)
  • Outpatient surgery: 3 months
  • High technology diagnostic tests: 6 months (ex MRI, PET).
  • Psychology: 6 months.
  • Childbirth: 8 months.
  • Hospitalisation, including inpatients, day patients 10 months.
  • Radiotherapy, chemotherapy, cobalt therapy, radioactive isotopes, linear accelerator, canner, magnetic resonance, nuclear medicine, bone densitometry, lithotripsy, digital arteriography, radio-neurosurgery and prostate hyperthermia services: 10 months.
  • Bariatric treatment: 60 months.

*If transferring from another insurance company in Spain and have been with that insurer for more than a year, by providing a copy of your particular conditions and last receipt of the premium with them, Sanitas will eliminate all waiting periods, apart from birth which will be applied.  

New covers included .

In our policy of constant innovation, we are including the following covers.

• Shock waves to treat shoulder tendon injuries in a non-invasive and painless way with ultrasound.

• Multiparametric prostate MRIs which enhance the accuracy of prostate cancer diagnosis.

• Preventive mastectomies in high-risk women already affected by breast cancer.

• Expanded spectrum of conditions in which a PET-CT scan is used as a benchmark diagnosis technique.

• A new laser technique in eye surgery for the treatment of keratoconus.

• BRAF-targeted therapies which make it possible to establish a specific treatment in certain types of skin cancer

7.SUPPLEMENTS AVAILABLE

BLUA: NEW DIGITAL PRODUCT : Video consultations for more than 12 specialities, emergency line 24 hours through video chat, personal trainer, nutrition programme, medial assessment, home blood tests. Premium 20€ for individual policies and 40€ for two or more insured in the policy.

FAMILY ASSISTANCE: Qualified help for unforeseen events such as hospitalization or sickness at home: Providing support for basic housework, care of dependents, home delivery of medicines, etc. 2€ per person / month.

PHARMACY: 50% refund medication bills. Up to € 200 a year for each insured 4€ per person / month.

EEUU COVER: Access to key professionals and hospitals in the US, through United Healthcare, covering 100% of medical expenses, with a limit of 30.000€ : 1.5€ per person / month.

REIMBURSEMENT GYNAECOLOGY AND PEDIATRICIAN : Access to consultation of any gynaecologist, obstetrician or paediatrician, outside of the Sanitas medical network by reimbursement of 60% of the bills relating to costs of consultations, limited to € 100 per visit,  10€ per person / month

WORK AND TRAFFIC ACCIDENTS:1.5€ / per month / per person (these are normally covered by the car insurance in Spain or work contract.

OPTICAL COVER: The coverage of this supplement includes reimbursement 50% for: ► prescription contact lenses ► Graduated lenses; the waiting period for this is 6 months, before you can claim. You go to any optician in town and pay for the invoice then claim the reimbursement. 5.50€/month

DENTAL COVER :  Apart from the Dental 21 that is already included you can add the extra dental, this is 10, 70€ per person / monthly, not possible to be individually contracted so has to go for all insured in the Mas Salud policy, is 40- 50 services   included and 40-50% discounts with respect to the market price.

ALTERNATIVE MEDICINE: 50% reimbursement in consultation for homeopathy and acupuncture, up to 400€ per insured per year. Has 6 months waiting period and its 6.00€/ per month per person.