1. EXCLUSIONS
Bariatric surgery in morbid obesity
Radiosurgery
Virtual colonoscopy (ability to access payment of € 300)
Assist in USA (United Health Care) for 1,50€ you can add this cover 30.000€
Funeral cover ( can be contracted extra, ask for a quote )
Surgery relating to Parkinson’s disease
Epilepsy Surgery
And others that are showing within the terms and conditions : ex acts of war, etc
2. CANCELLATION POLICY
Contracts are annual and if you wish to cancel you will need to send a letter requesting cancellation two months prior to renewal.
3. SUPPLEMENTS AVAILABLE
- Family Assistance:
Qualified help for unforeseen events such as hospitalization or sickness at home: Providing support for basic housework, care of dependents, home delivery of medicines, etc. 2€ per person / month.
- Pharmacy:
50% refund medication bills. Up to € 200 a year for each insured 4€ per person / month.
- USA Cover.
Access to key professionals and hospitals in the US, through United Healthcare, covering 100% of medical expenses, with a limit of 30.000€ : 1.5€ per person / month.
- Reimbursement Gynaecologist Paediatrician.
Access to consultation of any gynaecologist, obstetrician or paediatrician, outside of the Sanitas medical network by reimbursement of 60% of the bills relating to costs of consultations, limited to € 100 per visit, 10€ per person / month.
- Work and traffic accidents :
2.5€ / per month / per person (these are normally covered by the car insurance in Spain or work contract)
- For optical cover:
The coverage of this supplement includes reimbursement 50% for: ► prescription contact lenses ► Graduated lenses; the waiting period for this is 6 months, before you can claim. You go to any optician in town and pay for the invoice then claim the reimbursement. 5.50€/month
- Dental cover :
10,50 per person / monthly , not possible to be individually contracted, is 40- 50 services included and 40-50% discounts with respect to the market price.