In collaboration with Santalucia the biggest provider of funeral cover in Spain, Sanitas can now offer you the most complete plan that can adapt to your family.
The cover is specific to all ages and also has travel assistance and juridical protection for any eventuality.
COVER INCLUDES
1. FUNERAL SERVICE
Includes funeral car, ark (optional for ash urn), hearse, signature book, accompanying cars, niche engraving, cemetery rights, grave plot, funeral service, tombstone and placement, flowers, co-ordinated management for the above.
2. FAMILY ASSISTANCE
Optional nursery service for children up to 7 years of age, maximum of 150€ and three days of assistance.
Psychological service only for traumatic situations ( ex: loss through an accident where the child survived ) also available for children under 17 years of age.
National and International transfer – costs required for transferring of the insured from anywhere in the world to the cemetery or crematorium in Spain in the town designated by the family. Supplement available for countries other than Spain.
3. COMPANION FEES IN CASE OF TRANSFER IN SPAIN AND OVERSEAS
Plane ticket or other transport if required for one companion.
Accommodation costs up to a maximum of 10 days: € 125 per day in Spain and € 150 per day abroad.
Home care for the family if the companion leaves children under 17 years old or family over 65 years old at home.
Compensation for expenses up to a maximum of €60 per day. Maximum of 10 days.
4. WAITING PERIODS
2 months for funeral cover in Spain.
3 months for juridical assistance coverage.
3 months if the assistance is carried outside Spain.
5. SENIOR ASSISTANCE: over 65 years of age
Comprehensive geriatric assessment.
Annual evaluation in order to detect possible pathologies.
Whenever the geriatric assessment so determines necessary, a support service will be provided for fixed or mobile and will be connected with 24 hour telephone assistance.
Emergency service and immediate assistance if necessary.
OPTIONAL SUPPLEMENTS:
JURIDICAL ASSISTANCE– maximum of 3500€
Registry certificates and all documents that are required (death certificates, cancellation of all public registrations, etc.)
Inheritance, inventory of assets, equity transactions, etc.
Insurances: claims for valid cover that may be in place ( other insurances and benefits that the person might have)
Leases: advice on the steps for the subrogation of the rental contracts.
Ownership changes
Pension processing: For widows, orphans, disability and / or death grants.
Management declaration of heirs, from the signing of acceptance or waiver inheritance and registration in the Land Registry.
ACCIDENT COVER
Death by accident : 12.000€
Death by traffic accident : 24.000€
Partial or Permanent disability due to accident.
TRAVEL INSURANCE
Includes coverage for all adverse situations that may arise whilst travelling in and out
of Spain.
Emergency medical expenses in the country of the accident or illness (doctors’ bills, medicines prescribed by the doctor and ambulance up to €15,000)
Interpreter- in case of hospitalization outside Spain.
Repatriation in case of illness or serious accident
Medication
24 hour emergency telephone assistance
RESIDENTS IN SPAIN- REPATRIATION IN THE COUNTRY OF CHOICE
Should you require coverage outside Spain you have the same conditions for an extra premium of 30€ per insured per year, which includes:
• Transfer to the country of origin
• Companion- in case the transfer is in case of death of the insured.
• Expenses for the stay for the companion in case of death of the insured.
CANCELLATION POLICY: notice one month prior to the renewal of your contract.