Unico cover

Healthcare for the Over 60s – No Age Limit, No Waiting Periods, and No Pre-existing Conditions reviewed. 


  • Primary Care Consultations: Access to primary care services with healthcare professionals specializing in various medical fields. Receive comprehensive and personalized medical attention for your specific needs.
  • Diagnostic Tests: Coverage for all simple diagnostic tests and select complex ones, including ultrasound scans, MRIs, and CT scans. These tests aid in the identification and evaluation of medical conditions, ensuring accurate diagnoses.
  • Therapeutic Methods: Enjoy coverage for a range of simple therapeutic methods aimed at improving your health and well-being. This includes services such as physiotherapy and aerosol therapy, which help in the management and treatment of various conditions.
  • Basic Dental Cover: Maintain good oral health with basic dental coverage that includes services like scaling and polishing, wound treatment, and extractions. Take care of your teeth and gums for a healthy smile.

Digital Benefits:

  • Video Consultation with Specialists: Experience the convenience of virtual consultations with medical specialists. Connect with experts from the comfort of your home and receive professional advice, diagnosis, and treatment recommendations.
  • 24-Hour Emergencies: Access emergency medical assistance 24 hours a day, without the need for an appointment. Immediate support is available for unexpected medical situations, ensuring prompt and efficient care.
  • Specific Health Programs for Seniors: Take advantage of specialized health programs designed specifically for seniors. These programs address important aspects of senior health, including nutrition guidance, psychological support, brain training, and resources for healthy aging. Benefit from targeted care and resources to enhance your overall well-being.

Home Services: Delivery of medicine from the pharmacy, physiotherapy, home assistant, podiatry.


For over 60 years of age.
Without health questionnaire
No upper age limit to remain insured,
6 months waiting period for complex diagnosis tests.


Sanitas Único applies the following deductible structure for medical acts:

0-6 medical acts: No charge (0€) 7-15 medical acts: Co-payment of 5€ per act 16 or more medical acts: Co-payment of 10€ per act Diagnostic tests and therapeutic methods: Co-payment of 12€ per act Podiatry: Co-payment of 3€ per act Emergencies: Co-payment of 8€ per act High-frequency services: Co-payment of 20€ per pack.

Please note that a co-payment is required for in-person consultations and is applicable based on the number of medical acts or services provided. The specific amount varies depending on the type of medical act or service received.


The following items are not covered under the insurance plan:

  • Assistance related to traffic accidents.
  • Practice of high-risk sports.
  • Healthcare provided in Social Security centers.
  • Preventive medical check-ups.
  • Any pre-existing health condition of the Insured known prior to the policy’s start date and assessed as not covered according to the Company’s technical criteria.
  • Voluntary interruption of pregnancy.
  • Healthcare resulting from chronic alcoholism, drug addiction, intoxications due to alcohol abuse, psychotropic drugs, narcotics, or hallucinogens, suicide attempts, self-harm, diseases, or accidents caused by gross negligence or willful misconduct of the Insured.
  • Any cosmetic or aesthetic treatment or intervention.
  • Medications not marketed in Spain.
  • Any type of healthcare provided under a hospitalization care regime, as well as any surgical intervention performed under any type of care regime.

Please note that these items are excluded from the coverage provided by the insurance plan.